UPSC 2021 PYQ — Attempt 100 Previous Year Questions

UPSC 2021 PYQ 1 — Logical Reasoning

Images of consonants of the English alphabet (Capitals) are observed in a mirror. What is the number of images of these which do not look like their original shapes ?

1. 13
2. 14
3. 15
4. 16

Answer: B. 14

UPSC 2021 PYQ 2 — Quantitative Aptitude

A cubical vessel of side 1 m is filled completely with water. How many millilitres of water is contained in it (neglect thickness of the vessel) ?

1. 1000
2. 10000
3. 100000
4. 1000000

Answer: D. 1000000

UPSC 2021 PYQ 3 — Reasoning

The resolution of bankruptcy cases of Indian banks under the Insolvency and Bankruptcy Code should help bring non-performing assets (NPA) situation under some control. Despite the slow pace of resolutions by the National Company Law Tribunal, the Code can be helpful in cleaning up bank books in future credit cycles. The recapitalisation of public sector banks too can help increase the capital cushion of banks and induce them to lend more and boost economic activity. But bad debt resolution and recapitalisation are only a part of the solution as they, by themselves, can do very little to rein in reckless lending that has pushed the Indian banking system to its current sorry state. Unless there are systemic reforms that address the problem of unsustainable lending, future credit cycles will continue to stress the banking system.

Which one of the following statements best reflects the most logical, rational and practical suggestion implied by the passage given above?

1. Lending by the banks should be closely monitored and regulated by the Central Government.
2. Interest rates should be kept low so as to induce banks to lend more, promote credit growth and thereby boost economic activity.
3. Merger of many banks into a few large banks alone is the long-term solution to make them viable and prevent their bad performance.
4. Indian banking system requires structural reforms as a long-term solution for bad loans problem.

Answer: D. Indian banking system requires structural reforms as a long-term solution for bad loans problem.